Conduct and coordinate money laundering and terrorist financing risk assessments for new products, new business initiatives, and significant projects.
Review and approve high-risk customer onboarding decisions, suspicious transaction reports (STRs), and routine regulatory reports.
Drive the development, enhancement, and implementation of AML systems, including managing system requirements, testing, and user acceptance processes.
Interpret and communicate applicable laws, regulations, and regulatory expectations; provide AML advisory support and guidance to relevant departments on KYC/CDD/EDD, customer risk rating, beneficial ownership (UBO) identification, transaction monitoring frameworks, sanctions screening, and sanctions compliance management to ensure regulatory compliance.
Organize and conduct the Enterprise-Wide Risk Assessment and prepare related risk assessment reports.
Act as daily contact person of PBOC and coordinate regulatory examinations, inspections, and assessments (both onsite and offsite), and ensure timely remediation of identified issues by relevant stakeholders.
Support internal AML audits and ensure timely completion of corrective actions and remediation plans.
Regularly report the Company's AML risk profile, key risks, and compliance status to Senior Management and the AML Steering Committee.
Who you are
Bachelor’s degree or above.
At least 10 years of experience as an AML Specialist in payment institutions or banks.
In-depth knowledge of AML/CTF regulations, sanctions compliance, transaction monitoring methodologies, and risk-based AML controls, with proven experience in AML system design, enhancement, and implementation.
Strong analytical and risk assessment capabilities, with the ability to identify, evaluate, and mitigate money laundering risk.
Proven ability to communicate effectively in English (both written and verbal).
The Payoneer Ways of Working
- Act as our customer’s partner on the inside
- Learning what they need and creating what will help them go further.
- Do it. Own it.
- Being fearlessly accountable in everything we do.
- Continuously improve
- Always striving for a higher standard than our last.
- Build each other up
- Helping each other grow, as professionals and people.
If this sounds like a business, a community, and a mission you want to be part of, apply today.
We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.
