Proficiency in modern programming languages (Java, Python, JavaScript, TypeScript, Go, or Kotlin).
Experience with system design, architecture, debugging, troubleshooting, and production support.
Ability to use AI-assisted tools (GitHub Copilot, ChatGPT, agentic AI) and establish safe AI practices.
Preferred Qualifications
6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD.
Experience in software engineering, technology delivery, or a directly related field.
Experience designing, building, and supporting APIs, web services, microservices, or enterprise integration services.
Experience in a technical leadership role (with or without direct reports).
Strong experience with API-first design, REST, OpenAPI, JSON, webhooks, and event-driven architecture.
Experience with cloud platforms (AWS, Azure, GCP), Docker, Kubernetes, and infrastructure as code.
Experience collaborating with cross-functional teams to deliver secure and scalable solutions.
Deep understanding of payment event processing and transaction lifecycle
Experience with Payments clearing and payment message formats
Expertise in event-driven architecture and event streaming platforms (Kafka)
Knowledge of payment capture processing and event enrichment
Experience building enterprise-scale distributed systems, APIs, or integration platforms.
Experience with event-driven architecture using Kafka, message queues, event streaming, or workflow orchestration.
Experience with authentication/authorization (OAuth 2.0, OpenID Connect, JWT, SAML, mTLS, IAM).
Experience with observability and reliability (Splunk, Datadog, Grafana, OpenTelemetry, SLOs).
Experience with automated testing, contract testing, performance testing, and API certification.
Experience in product development within regulated industries (fintech, payments, banking).
Experience implementing Generative AI, agentic AI workflows, RAG, or intelligent automation.
Experience mentoring engineers and driving engineering standards across teams.
Experience with PCI-DSS, SOX, or financial services compliance requirements.
Experience with file transfer protocols (SFTP) and batch processing
Understanding of payment network protocols (Visa, Mastercard, Amex)
Experience with event correlation and transaction matching
Knowledge of retry mechanisms, dead-letter queues, and event replay
Experience with data serialization formats (Avro, Protobuf, JSON)
Understanding of exactly-once processing and idempotency patterns
Information for US Applicants For roles located in the US, the estimated salary range for this position is $134,500.00 to $ 214,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
Work Hours
Varies upon the needs of the department.
Travel Requirements
This position requires travel 5-10% of the time.
Mental/Physical Requirements
This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.
