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1st Shift (United States of America) Please review the following job description: CRC Group is a leading, independent pure-play brokerage and underwriting specialty insurance distributor. Our culture puts people first, prioritizing long-term relationships, ethical decision-making, and continuous improvement. As a result of listening to our employees, CRC Group earned a Top Workplaces USA award three years in a row based solely on employee feedback and CRC Group is currently Great Place To Work Certified! If you want to work for a company where employees are valued and growth is encouraged, CRC Group could be the place.
The Inside Underwriter executes underwriting activities in a structured environment by evaluating risk, applying carrier guidelines, and placing business within binding authority and brokerage markets. This role supports new and renewal production by underwriting business, solving coverage issues, and ensuring compliance with internal and carrier standards. The core function of this role centers on efficient underwriting execution, risk evaluation, and supporting business growth within defined authority and pricing parameters.
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
Underwrite new and renewal business within binding authority and brokerage markets, including evaluating risk, determining terms, and placing coverage in accordance with carrier and company guidelines
Manage the underwriting process end-to-end, including submissions, quoting, binding, and policy confirmation within established authority levels
Negotiate coverage terms with carriers, including pricing, structures, and policy provisions, while ensuring alignment with underwriting strategy
Resolve underwriting and coverage issues by analyzing risk characteristics and applying appropriate solutions for retail agents
Monitor assigned accounts to ensure compliance with company policies, procedures, and carrier underwriting guidelines
Support production goals by driving new and renewal business activity and maintaining efficient workflow execution in a structured environment
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor’s degree or relevant insurance designation preferred
Experience within underwriting or brokering specialty or E&S insurance products
Experience expectations increase across the career path, with progression toward broader authority, complex risk evaluation, and independent decision-making
CERTIFICATIONS, LICENSES, REGISTRATIONS
Appropriate state-specific insurance license required. Additional certifications and designations may be pursued to support technical expertise and underwriting authority progression.
FUNCTIONAL SKILLS
Strong understanding of underwriting principles, risk evaluation, and policy structure
Ability to independently analyze insurance risks and determine appropriate terms and conditions
Knowledge of binding authority guidelines and market placement strategies
Strong problem-solving skills with ability to resolve complex coverage and underwriting issues
Effective communication and relationship management skills with carriers and agents
Ability to manage high-volume underwriting workflows with accuracy and efficiency
General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being – physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.
CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace.
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