(20%) Account for trailing documentation and corrections, maintaining clear and concise record keeping of all executed real estate closing packages and outstanding correction items through consolidated department tracking databases. Record keeping will also include filing and organization of all physical documentation prior to permanent storage.
(15%) Communicate with internal departments and external closing agents to resolve documentation discrepancies and submit any documentation in need of re-execution to the appropriate closing agent.
(10 %) Field incoming inquiries regarding closing documentation and loan disbursements from members, internal departments, and closing agents.
Required Education & Experience (Knowledge, Skills, & Abilities)
Required Education: Associates – Acceptable fields of study: Business, Mathematics, Accounting, Finance, or related fields. Additional three years of relevant experience can be considered in lieu of degree
Minimum 2-5 years of direct experience in real estate lending
General understanding of Federal Regulatory Lending Guidelines including Regulation B (ECOA), Regulation Z (TILA), Regulation P (GLBA and CFPB), and UDAAP guidelines
Ability to gain understanding of additional Federal Regulatory Lending Guidelines including but not limited to Regulation C (HMDA), Regulation X (RESPA), the Biggert-Waters Act and HFIAA, and Regulation H (SAFE Act)
Ability to gain understanding of State Specific Regulatory Lending Guidelines including the Georgia Residential Mortgage Act and North Carolina General Statutes 41A-4 and 45A-5
Ability to enter and interpret data with Mortgage Origination and Servicing Systems
Ability to enter and interpret data across the Microsoft suite of software, especially within Access and Excel
Familiarity with Adobe Acrobat and ability to scan, read, open, comment, and save PDF documents
Ability to navigate phone queue software
Preferred Education & Experience (Knowledge, Skills, & Abilities)
Preferred Education: Bachelors in Business, Economics, Mathematics, Scientific or related field of study
2 years prior banking experience including at least 1 year prior experience in a lending related role such as loan origination and/or underwriting (consumer or real estate), loan closing, loan post closing, or loan servicing
Job Environment & Physical Requirements
Hybrid expectations
Filing for prolonged periods
Sitting for prolonged periods
Computer/Typing for prolonged periods
Carrying, lifting, push/pull up to 20 lbs
SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.
Disclaimer
State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.
