The successful candidate will combine strong analytical capabilities with transaction execution experience and an understanding of structured finance markets.
Analyze collateral performance data, historical asset performance, collateral tapes, and comparable transactions
Build and maintain financial models to project cash flows, evaluate transaction structures, and perform scenario and sensitivity analyses
Develop and maintain knowledge of rating agency methodologies, credit considerations, and market developments across securitized products sectors
Support the execution of securitization and structured finance transactions from origination through closing
Coordinate with external stakeholders, including rating agencies, investors, accounting firms, trustees, and legal counsel
Partner with internal teams, including Risk, Syndicate, Legal, Compliance, and Operations
Review transaction documentation, including credit agreements, offering memoranda, indentures, and related legal documents
Prepare internal credit memoranda, client presentations, marketing materials, and pitch books
Assist with transaction structuring, due diligence, and investor communication efforts
Monitor market trends and provide analytical support for new business opportunities
What You Bring
Education
Bachelor’s degree in Finance, Economics, Business, Mathematics, or a related quantitative discipline
Advanced degree or relevant professional designation is a plus
Experience
Minimum of 1 years of experience in securitized products, structured finance, asset-backed securities, or related capital markets disciplines
Experience supporting the execution of ABS or other structured finance transactions preferred
Skills & Competencies
Strong financial modeling and analytical skills, with experience evaluating structured finance transactions
Experience analyzing asset-backed collateral performance and credit fundamentals
Proficiency with Excel and structured finance analytical tools, including Intex and CAS
Strong understanding of securitization structures, cash flow mechanics, and capital markets execution
Excellent written, verbal, and presentation skills
Ability to manage multiple priorities and deadlines in a fast-paced environment
Strong attention to detail and problem-solving capabilities
Self-motivated team player with the ability to work independently and collaboratively across functions
Work Authorization & Sponsorship
Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.
What Else You Need To Know
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range
Minimum
$110,000.00 USD
Maximum
$135,000.00 USD
We Value Your Impact
Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.
