About Olyv
Olyv is India’s fastest growing, fully-automated next-gen Fintech company aiming to address the credit requirements of innumerous self-employed micro entrepreneurs, micro-merchants and middle/lower-income salaried individuals. Our platform also offers digital gold savings, credit health products, among others.
Our Story
From SmartCoin to OLYV: Nurturing Aspirations, Powering Inclusion In the vast tapestry of finance, where dreams often struggle to find their place, the transformation from SmartCoin to Olyv marks a momentous evolution in our journey. It's a transition that embodies financial empowerment, inclusivity, and the unwavering commitment to creating a brighter and more equitable financial world.
Welcome to Olyv, where dreams find wings, and the future is illuminated. We remain committed to building a stronger Bharat, a place where aspirations have no limits, and financial wellness is not just a promise but a practiced reality. Olyv, more than just a name, is a symbol of strength, growth, and financial inclusion, ready to lead the way into a future that belongs to all.
The transition from SmartCoin to OLYV SmartCoin began as a beacon of hope, igniting the possibilities of digital lending for hardworking Indians. Our name, a fusion of 'smart' and 'coin,' embodied our early promise to deliver credit access in an intelligent, accessible, and transformative way.
Headquartered in Bengaluru, Olyv was conceived in 2017 with a mission to provide financial inclusion to the underserved market. The company has been facilitating micro-credit through its cutting-edge app and has witnessed rapid growth with over 13 million+ users and 1 million+ loan disbursed through its AI & ML-powered modules in over 19,000 pin codes across India. Olyv's app-based credit platform offers instant credit options through 100% automation at a pan-India scale. The company has been supported by reputed fintech investors like LGT Lightstone, Accion Venture Lab, Unicorn India Ventures etc. Olyv has been recognized nationally and internationally for its efforts at Google’s Launchpad Accelerator, Global Inclusive50 by MetLife, VISA, IFC, etc. Our Culture
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Our Culture
Do you thrive on working on cutting-edge technology? Working with innovators in the early stages of ideas, products, or platforms? Do you want to transform an industry? Crave new challenges and solve hard customer problems using the latest in software technology?... As a developer/product manager at SmartCoin, you will use the latest technologies to create amazing, customer-focused products. Come help us re-imagine our solutions to provide world-class, best-of-breed solutions to delight our customers. Make a major impact on the FinTech industry..
Role and Responsibilities
Understand the credit policies for various Banks and NBFCs in the Indian lending space - Provide thought-leadership on improving customer acquisition strategies, developing statistical credit models, and communicating analytical and credit ideas
Monitoring existing models by designing tests and experiments to measure and evaluate customer credit behavior
Monitor the acquisitions funnel, model performance and portfolio trends to develop strategic lending and business insight
Work with the technology and business teams to build out new credit acquisition and risk management capabilities and refine existing ones
Ideate and help launch next-generation lending products and structures that will drive the next round of innovation
Monitoring monthly transactions and providing a report on planning and risk management
Desired Candidate Profile
2 - 4 Years of experience in credit policy, underwriting strategies, and risk modeling
Experience in credit risk for short-term unsecured loan products as personal loans and credit cards, in the Indian market
Experience in developing lending, customer acquisitions and/or portfolio management strategies
Proficiency in analytical skills with SQL, Excel and BI dashboards. Programming knowledge of Python, R is a bonus.
Comfort in re-defining frontiers and passion for doing cutting-edge work in unsecured credit risk.
