Prepare preflight memo for discussion with deal team, focusing on accuracy of loan request details.
Complete data entry in nCino for new loan requests/renewals/modifications and submit requests for underwriting.
Review final credit approval memos for accuracy and engage with loan closers or outside counsel for preparation of loan documentation
Review loan documentation to ensure all terms are consistent with the credit approval memo (e.g. interest rates, covenant definitions, etc.).
Ensure all waiver, amendment, and extension requests are properly approved and saved appropriately.
Work with Credit Surveillance team to ensure interim and annual relationship reviews are completed accurately.
Perform annual portfolio data integrity reviews to ensure systems of record (e.g., Salesforce, nCino, Hogan, LIQ) accurately reflect risk ratings, loan booking data and any other related borrower information.
Take proactive approach in early identification of deteriorating credits and other potential credit concerns, such as change in borrower ownership or wherewithal, by communicating those concerns to risk partners.
Work with bank examiners and internal credit reviewers to validate credit quality and integrity of the credit process.
Take proactive approach to ongoing portfolio management of client relationships, including timely collection of borrower financial statements using the bank’s secure document collection portal, ensuring loans/lines are renewed and/or extended timely, and internal risk rating findings are properly remediated and managed
Assist in training and developing new Commercial Analysts
Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key.
Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key.
Education Qualifications
Bachelor's Degree in Business, Finance or a related field (required)
Experience Qualifications
2 years of commercial banking experience (e.g., credit structuring & analysis, sales functions, risk assessment, knowledge of commercial banking products, services & technology) accounting (required)
2 years working in Credit Structuring & Financial Analysis (required)
Ability to manage workflow and complex commercial banking deals (required)
Ability to manage stress and competing priorities ( (required)
2 years working in Commercial Middle Market Credit Structuring & Financial Analysis (preferred)
2 years Commercial Middle Market Underwriting and Financial Analysis (preferred)
Tactical Skills
Formal credit training strongly preferred
Proficiency in Microsoft Word, Excel, PowerPoint
Applicable systems may include – Key proprietary systems e.g. Salesforce, nCino, SharePoint
Ability to meet timelines and perform multiple tasks
Practical Skills
Business Acumen
Oral & Written Communication
Analytical Thinking
Risk Management
Core Competencies
All KeyBank employees are expected to demonstrate Key’s Values and sustain proficiency in identified Leadership Competencies.
Physical Demands
General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $71,000.00 - $125,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 09/30/2026

KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
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