Outcomes and Activities
This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member.
Lead the design and deployment of predictive models for credit risk, collections, and operations.
Integrate advanced ML techniques (e.g., ensemble models, deep learning, NLP).
Mentor and support junior and peer-level data scientists.
Promote adoption of modern data science tools and platforms.
Present insights to senior and cross-functional stakeholders.
Drive experimentation with emerging techniques (e.g., causal inference, GenAI).
Requirements
Bachelor's degree in a quantitative discipline.
5+ years of experience in predictive modeling and analytics.
5+ years of experience applying ML in production environments.
Demonstrated leadership in cross-functional initiatives.
Advanced proficiency in Python, SQL, and statistical tools (e.g., R, SAS).
Strong communication and stakeholder management skills.
Preferred
Ph.D or Master's in quantitative discipline.
Experience with model governance, explainability, and responsible AI.
Experience in consumer lending.
Targeted Compensation: $158,000 - $170,000 base salary + annual bonus plan.
This position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders.
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Benefits
Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work
Our Company Values
To be successful in this role, Team Members need to be
Positive by maintaining resiliency and focusing on solutions
Respectful by collaborating and actively listening
Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
Direct by effectively communicating and conveying courage
Earnest by taking accountability, applying feedback and effectively planning and priority setting
Expectations
Remain compliant with our policies processes and legal guidelines
All other duties as assigned
Attendance as required by department
Advice!
We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application!
P.S.
We have great details around our stats, success, history and more. We’re proud of our culture and are happy to share why – let’s talk!
Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.
Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person’s age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.
California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.
Play the video below to learn more about our Company culture.
