This role is for a hands-on Applications Development professional responsible for designing, building, and maintaining production-grade Java-based systems within a complex technology environment. The successful candidate will apply deep technical expertise to architect scalable, containerized microservices, support platform modernization initiatives, and drive CI/CD-based delivery pipelines. This is a senior-level, individual-contributor opportunity suited to a subject matter expert who can operate with a limited level of direct supervision, exercise independent judgment, and serve as a technical advisor to peers and senior stakeholders alike. Candidates with prior exposure to commercial lending platforms such as Loan IQ will find this opportunity particularly well-aligned with their background.
Responsibilities
Conduct tasks related to feasibility studies, time and cost estimates, IT planning, risk technology, applications development, model development, and establish and implement new or revised applications systems and programs to meet specific business needs or user areas
Monitor and control all phases of development process and analysis, design, construction, testing, and implementation as well as provide user and operational support on applications to business users
Utilize in-depth specialty knowledge of applications development to analyze complex problems/issues, provide evaluation of business process, system process, and industry standards, and make evaluative judgement
Recommend and develop security measures in post implementation analysis of business usage to ensure successful system design and functionality
Consult with users/clients and other technology groups on issues, recommend advanced programming solutions, and install and assist customer exposure systems
Ensure essential procedures are followed and help define operating standards and processes
Serve as advisor or coach to new or lower level analysts
Has the ability to operate with a limited level of direct supervision.
Can exercise independence of judgement and autonomy.
Acts as SME to senior stakeholders and /or other team members.
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Recommended Qualifications
5+ years of relevant experience in Applications Development or a systems analysis role.
This is a very hands-on role. The associate should be able to write code on a daily basis.
Strong knowledge of Core Java, including object-oriented design and programming (OOD/OOP) concepts, multithreading, collections, exception handling, file I/O, and JDBC.
Knowledge of GoF design patterns.
Experience with Spring Boot, Swagger, and Tomcat.
Experience with JSON and XML processing.
Experience with REST, SOAP, JMS, and Microservices.
Experience with Loan IQ Platform or Loan IQ SDK development is desirable.
Experience with at least one messaging system, such as Kafka, Tibco, or IBM MQ.
Experience with Docker and Kubernetes.
Able to work with Continuous Integration and Continuous Deployment (CI/CD) tools.
Good knowledge of SQL.
Familiarity with Windows and Linux operating systems. Able to write shell and batch programs.
Demonstrated subject matter expert (SME) in one or more areas of Applications Development.
Demonstrated problem-solving and decision-making skills.
Ability to adjust priorities quickly as circumstances dictate.
Consistently demonstrates clear and concise written and verbal communication.
Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements.
Education
Bachelor’s degree/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group
Technology
Job Family
Applications Development
Time Type
Full time
Primary Location
Tampa Florida United States
Primary Location Full Time Salary Range
$96 960,00 - $145 440,00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
- Most Relevant Skills
- Please see the requirements listed above.
- Other Relevant Skills
- For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date
nov 13, 2026
Automated Processing and AI
We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents – AI Notice and Right
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
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