Main Areas of Focus
Regulatory Assessment: perform proactive mapping (horizon scanning) and preliminary assessment of Regional AML/CFT requirements, focusing on the EU AML Package.
Support the Regulatory Compliance Manager on the identification and assessment of applicable AML/CFT requirements arising from EU-led regulatory initiatives.
Requirements mapping and consolidation: analysis and consolidation of the AML/CFT requirements foreseen on the AML Package (and implementing acts such as RTSs, ITS, etc.) in proper deliverables facilitating the understanding and the identification of the mandates with a common approach at regional level. Collaboration on impact assessment in close partnership with GCO colleagues.
Collaborate on the functional design of the solutions to be implemented as well as facilitate the final Market AML/CFT teams validation of the identified solutions.
Contribute on the creation of a standard approach to ensure consistency across EMEA on AML/CFT program management, in line with enterprise baselines and initiatives.
Interact with relevant stakeholders to optimize the AML/CFT related processes and performing oversight on the progresses on the implementation of the already identified enhancement needed.
Ensure a proper tracking of the Market AML Teams feedbacks and inputs, facilitating also the harmonization across the countries involved in various projects and initiatives.
Prepare and maintain dashboards to keep track of progress made on any regulatory impact assessment. Draft materials for AML Committees and other Forums as required.
Minimum Qualifications
Financial/Payments services related experience for +4 years.
Knowledge of the Regional AML/CFT Framework, including the EU AML Package, EU Single Rulebook, Implementing acts and Guidelines.
Experience in payments industry regulatory project management is desirable and familiarity with one or more of the following areas would be helpful: payment services and payment schemes.
Knowledge of regulatory AML/CFT risks in the EMEA markets.
Strong consultation, communication, facilitation, and presentations skills.
Ability to communicate in a timely and transparent manner, keeping everyone involved informed of progresses and issues.
Strong analytical skills and an innovative approach to solving both practical and theoretical problems.
Intellectual curiosity, adaptability in a dynamic environment, and ability to reinvent processes and infrastructure.
Ability to build strong working relationships, operate in large cross-functional teams, and influence colleagues to drive change.
Ability to communicate and interact effectively with all levels in the organization as well as with external partners.
Fluency in English; additional language skills will be considered as a bonus.
Preferred Qualifications
Professional certifications such as CAMS, ICA, or equivalent.
Familiarity with regulatory technology (RegTech) tools.
Employment eligibility to work with American Express in Spain is required as the company will not pursue visa sponsorship for these positions.
