Alloy operates in a hybrid-work environment. We look to foster collaboration and community by having our local employees onsite three days a week.
What you'll do
You'll own core pieces of the systems Alloy uses to catch fraud and risk at onboarding and throughout a customer's lifecycle, and help shape where our newest AI feature goes next, with real room to define the work yourself.
Design and ship performant Postgres queries and Node.js APIs for our decision engine, which lets financial institutions build custom fraud and risk checks across any type of customer data, built to hold up under real-time SLA constraints
Own, end to end, the systems that let clients maintain their own lists of people, accounts, or countries to automatically flag, block, or approve, keeping them fast and reliable on OpenSearch as they scale to millions of records
Build and extend the AI feature that explains why a case was flagged for manual review and recommends a decision, working with AWS Bedrock and async tools like SQS and webhooks.
Talk directly with internal stakeholders and, at times, customers and channel partners, to turn ambiguous requests into scoped, generalizable features
Partner with the rest of the team on system design decisions as Decisioning's services expand to support new enterprise-scale rollouts
Who we’re looking for
Must-haves
5+ years of professional software engineering experience, with real ownership of backend services in production
Hands-on experience writing and optimizing SQL. You're comfortable reasoning about query plans, indexing, and performance under load, not just writing queries that work
Production experience with Node.js and TypeScript
Ability to gather requirements from an ambiguous ask, decide what to build, and iterate.
A track record of talking directly with internal stakeholders or customers to clarify scope, not just executing tickets handed down
Nice-to-haves
Experience with OpenSearch, Elasticsearch, or a similar search and indexing system at scale
Experience integrating LLMs into a production feature, using Bedrock or a similar platform
Fintech, banking, or other regulated industry experience
React or similar frontend experience. This team leans backend, but we still ship full-stack when needed
We're a lean team, so your impact will be felt immediately, and opportunities will grow as the company scales up. If this all sounds like a good fit for you, why not join us?
Alloy is committed to fair and equitable compensation practices. Below is the anticipated starting base compensation range for this role; however, pay may vary depending on job-related knowledge, in-demand skills, relevant experience, and/or geography. In addition to a competitive base salary, this position is also eligible for equity awards in the form of stock options (ISOs) as well as a competitive total benefits package. Your recruiter will be happy to walk you through the details and what compensation could look like for you specifically!
This position has a base salary range of $166,000 - $209,000.
Benefits and Perks
We invest in your health, your financial future, and your growth. Here's what you can expect:
Medical, dental, and vision coverage from the first of the month after you join, including $0 employee-only premium options, plus FSA options and an Alloy-funded HSA with our high-deductible plan
Healia: if your spouse or partner has health insurance through their employer, Alloy may cover up to 100% of your family's costs on their plan
Alloy-paid One Medical membership, Spring Health therapy and coaching, Superpower advanced lab testing, and ClassPass credits
Stock options for every full-time employee
401(k) with a 100% match up to 4% of pay, vested immediately, plus a mega backdoor Roth option
Free, unlimited 1:1 financial planning through Addition Wealth
Unlimited PTO plus company holidays
16 weeks of fully paid parental leave for eligible birthing, non-birthing, adoptive, and foster parents
Annual learning and development stipend, plus a home office stipend to set up your workspace
Hybrid work environment: most team members work from our HQ in Union Square, Manhattan, Tuesday through Thursday, with in-office expectations that vary by role. Catered lunches from a variety of local restaurants and frequent employee-organized cultural events bring energy to the office. On Mondays and Fridays, many employees work remotely, while some take advantage of the quieter office.
How to apply
Apply right here! You've found the application!
Alloy is proud to be an equal-opportunity workplace and employer. We’re committed to equal opportunity regardless of race, color, ancestry, religion, gender, gender identity, parental or pregnancy status, national origin, sexual orientation, age, citizenship, marital status, disability, or veteran status. We are committed to an inclusive interview experience and provide reasonable accommodations to applicants with visible and invisible disabilities. We encourage applicants to share needed accommodations with their recruiter.
All Alloy jobs are listed on our careers page. Any communication during the recruitment process, including interview requests or job offers, will come directly from a recruiting team member with an alloy.com email address. We do not use outside applications or automated text messaging in our recruiting process. We will not ask for any sensitive financial or identification information during the recruiting process. If you’re ever unsure, please contact us directly via our website before sharing personal information.
